Terms & Conditions
Last updated: October 2, 2026
These Terms & Conditions govern your use of cavaliereinsurance.com and your communications with Cavaliere & Co. Insurance, a registered fictitious name of APC Solutions LLC ("we," "us," or "our"). By using our website or communicating with us, you agree to these terms.
About Us
Cavaliere & Co. Insurance is an independent insurance brokerage operated by APC Solutions LLC. Armandino Cavaliere is a licensed Pennsylvania insurance producer (PA License #1071477), appointed with multiple insurance carriers. We serve clients in Pennsylvania.
Informational Purpose
The content on this website is general information about insurance products and is not an offer of coverage, insurance advice for your specific situation, or a guarantee of eligibility, rates, or benefits. Policy features, waiting periods, age limits, coverage amounts, and availability vary by carrier and by state, and are governed by the actual policy documents. Always read a policy's terms before purchasing.
No Guarantee of Coverage
Submitting information to us, requesting a quote, or scheduling a consultation does not create any insurance coverage. Coverage exists only when a carrier issues a policy and it takes effect according to that policy's terms.
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive text messages from Cavaliere & Co. Insurance (APC Solutions LLC). The program and these SMS terms are described below.
- Program description: We send appointment confirmations and reminders, account notifications, service follow-ups, replies to messages you send us, and occasional requests for a review.
- Message frequency: Message frequency varies based on your interactions with us.
- Cost: Message and data rates may apply. We do not charge for the messages, but your mobile carrier's standard rates will apply.
- Opt-in: You opt in by giving your phone number and agreeing to receive texts during a phone or video consultation, by texting our business number first, or by submitting a form on our website with a consent checkbox. Consent to receive text messages is not a condition of purchasing any product or service.
- Opt-out: You can cancel at any time by replying STOP to any message. After you send STOP, we will send a one-time confirmation and will not send further messages unless you opt in again.
- Help: Reply HELP for assistance, or email info@cavaliereinsurance.com.
- Carriers: Mobile carriers are not liable for delayed or undelivered messages.
- Privacy: Your SMS opt-in data and personal information are handled according to our Privacy Policy. We do not sell or share your SMS opt-in data or personal information with third parties for marketing purposes.
Your Responsibilities
You agree to provide accurate information and to use our website and communications lawfully. The information you give us for quotes and applications must be truthful and complete; carriers rely on it, and inaccuracies can affect coverage.
Intellectual Property
The Cavaliere & Co. Insurance name, logo, and the content of this website are owned by APC Solutions LLC and may not be copied or used without permission.
Limitation of Liability
To the fullest extent permitted by law, APC Solutions LLC is not liable for any indirect, incidental, or consequential damages arising from your use of this website or our communications. The website is provided "as is" without warranties of any kind.
Governing Law
These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-laws rules.
Changes to These Terms
We may update these Terms & Conditions from time to time. The "Last updated" date above shows when they were last revised.
Contact Us
Cavaliere & Co. Insurance (APC Solutions LLC)
Email: info@cavaliereinsurance.com
Serving Pennsylvania — PA License #1071477